A common practice among insurance policies is to establish a fixed limit on substance abuse treatment, without considering the unique circumstances of each individual. However, Aetna takes a different approach by tailoring addiction treatment solutions to fit the needs of each person. This recognizes that there is no single plan that can effectively address drug and alcohol abuse for everyone. You can explore a list of rehab centers that accept Aetna insurance in your area or across the country by clicking on this link.`
To find out what specific substance abuse treatments are covered under your individual Aetna insurance plan, such as coinsurance, copays, and deductibles, it is recommended that you contact your insurance provider directly. Alternatively, you can have a confidential discussion with a treatment provider by clicking here to verify your coverage.
Aetna insurance may cover the following substance abuse treatments:
Thanks to the Affordable Care Act, Aetna is now obligated to cover mental health conditions such as anxiety, depression, OCD, and other diagnoses. This means that mental health conditions are treated just like any other medical condition, and Aetna cannot deny you coverage or refuse to cover care for any diagnosed condition, including mental health conditions. However, it’s important to note that Aetna will only cover mental health care if your treatment is in-network. Additionally, most insurances classify mental and behavioral health treatment as a type of specialist treatment, which may result in slightly higher costs compared to general checkup visits. The amount of coverage you receive will depend on the type of insurance plan you have with Aetna. Before starting treatment, we recommend reaching out to your insurance company directly to understand the costs associated with care and ensure that you receive the coverage you need.
Aetna’s coverage for outpatient rehab services varies from person to person, and the costs associated with these services can differ as well. Some Aetna policies may not include any outpatient services, while others may require a fixed coinsurance percentage. In some plans, there is a set copay per visit. The amount of coinsurance or copay you will pay largely depends on your location and the type of insurance coverage you have.
To obtain more information about your insurance coverage, it is advisable to speak directly with your insurance provider. Aetna offers a 24-hour phone line that allows customers to connect with a member services professional who can provide answers to any questions you may have regarding your policy’s coverage.
Even if your insurance provider doesn’t cover all the expenses, there are several alternative methods available to help you cover the costs of treatment. If you’re looking for more information on treatment options and insurance coverage, don’t hesitate to reach out to a treatment provider today. Here at Solace Treatment Center we will do everything to help you get the help you deserve.